F&I just hit a 5-year high. Here's why that matters for your dealership. Industry data shows F&I gross profit per vehicle reached $2,515 in Q2 2025, the highest we've seen since 2020. Meanwhile, front-end profits continue to shrink as vehicle affordability remains the top concern for dealers nationwide. The message is clear: F&I isn't just important anymore. It's your primary profit center. But here's what the numbers don't show—not every dealer is hitting these metrics. The